Cláusula de comisión de apertura en préstamos hipotecarios

Although it is true that the issue related to the abusiveness of the opening commission clause contained in mortgage loans has been a controversial issue in our courts, as of the recent ruling of the CJEU on March 16, 2023, it is increasingly clear that in most cases this type of clause does not pass the required transparency control and, therefore, is abusive. Throughout this guide, the reader will delve into an exhaustive review of the most recent jurisprudence dictated by the Supreme Court, the provincial courts and the CJEU, through a series of practical examples, diagrams and forms that will facilitate the way of action regarding the claim procedure. In summary, all the information can be consulted, from the way to carry out the previous claim to the entity, going through the procedure for the judicial claim, with reference to the pronouncement of the courts in terms of prescription and costs.