Blockchain, Fintech and the Law explores the exciting possibilities of new financial technologies, including, but not limited to the use of blockchain, and the regulatory and legal implications of Fintech from different perspectives. This volume will be of interest to legal experts, law students and the general public looking to learn about various topics related to Fintech and its current regulatory realities, covering areas such as smart contracts and blockchain, cryptocurrencies and AI-fueled markets, financial inclusion of refugees, as well as marketplace lending, money laundering or regulatory sandboxes. The book also alerts of the challenges to human rights that Fintech can pose, including breaches of privacy and personal data protection, as well as financial and banking exclusion of vulnerable populations, discrimination and bias in marketplace lending and other problems related to the use of technology for financial services. Each chapter contains works by current and former Harvard University Faculty and Harvard Law School researchers as well as recent graduates from Harvard Law School's LLM and JD programs. These legal scholars have converged through the Harvard European Law Association and the Harvard Law School Blockchain and Fintech Initiative to deliver a work of reference for emerging topics in Fintech and blockchain regulation |